Last updated: 8/3/2026
1. Acceptance
By using this site, you agree to these terms. If you don't agree, please don't use the site.
2. Use of content
All content — courses, frameworks, articles, videos and downloads — is the intellectual property of Pamnet unless attributed otherwise. You may use it for your own learning; you may not republish, resell, or commercially distribute it without written permission.
3. Bookings and payments
Program fees, event tickets, and product purchases are payable in advance. Refunds follow the policy stated at point of sale. Coaching and advisory engagements are governed by a separate written agreement.
4. Accounts
You are responsible for keeping your account credentials confidential and for all activity under your account. Tell us immediately if you suspect unauthorised use.
5. Liability
The site and services are provided "as is" without warranties of any kind. To the maximum extent permitted by law, Pamnet is not liable for indirect or consequential damages.
6. Changes
We may update these terms from time to time. Continued use of the site means you accept the updated terms.